He filed a malpractice suit against Luigi and the Financial Planner. The financial planner was an limited liability company with few assets and he just closed his doors leaving nothing for Dr. Dim. Luigi’s was married and all his assets were jointly titled with his wife. He did have malpractice coverage of $500,000. However, he pointed out a certified mail letter that he had wrote to Dr. Bulb, one that Dr. Bulb had not bothered to read carefully. In it, Luigi wrote, “Of course there is no applicable case law to give us complete comfort that this will not unravel, also if you are sued, not knowing where your assets have gone could be problematic for you should you be called upon to report those assets and income from those assets. Therefore if you do not have sufficient other assets outside of these trusts to fund a claim, these assets might be at risk.”

At trial Luigi’s counsel showed the jury the letter. After reading it three times in the jury

room, they determined that Bulb assumed the risk of the investment and awarded a verdict in favor of Luigi.